Insurance & Payments Options

Deductible

The amount of money that a patient is required to pay before the insurance company begins to pay for the remainder of the cost.

Depending on an individual's healthcare plan:

• Not all healthcare plans require a deductible

• ​​​​​​​Those with lower monthly premiums, usually, have higher deductibles

Co-insurance

The percentage of cost an individual must pay of the covered insurance cost after paying the deductible.

Copay

The amount of money a person with health insurance is required to pay each healthcare service

Depending on an individual's monthly premiums (generally):

• Those with lower premiums have higher copayments

• Those with higher premiums have lower copayments​​​​​​​

Vision Plan

Covers and adds wellness benefit for eye care

Includes Annual Vision Exams, Eyeglass frames + Lens, Contact Lenses

Medical Plan

Covers unexpected costs for eye injury or disease

Includes providing medication, monitoring cataract development, examinations for any medical conditions that causes eye problems

Vision Plan

Envolve
EyeMed
EyeQuest
MarchVision
Spectera
UFT
Versant Health
(Davis Vision, Superior Vision)
VSP
(Guardian)

Medical Plan

Aetna
Anthem Blue Cross Blue Shield (Commercial Plan)
(Health Plus Medicaid)
Cigna
Emblem Health (Including GHI, HIP)
Empire Plan
Fidelis Care
Hamaspik Medicaid/Medicare
Healthfirst
Medicaid
Medicare
(VilliageCareMAX)
Metlife
MetroPlus
MultiPlan
NALC Health Benefit Plan
POMCO
United Healthcare (Commercial Plans)
(Community Plans: Medicare & Medicaid)
**(Oxford Health Plans: Freedom)**
​​​​​​​**[NOT Liberty/Metro]**